Attention Homeowners Berks, Lancaster and Lebanon Counties in PA: Get an Appraisal TODAY!See the Top Seven Reasons Pennsylvania Homeowners Use Evans Appraisal Services:
We at Evans Appraisal Services understand the special needs of a customer seeking appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Evans Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.Challenging Berks, Lancaster or Lebanon County's Assessment of Your PropertyLet's say you live in an area that's declining -- your local tax assessor may have your house overvalued. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Evans Appraisal Services is your strongest weapon.Need to Cancel PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping consumers just like you rid themselves of unneeded PMI insurance.Recently Got a Freeze to Your HELOC?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be unsuitable from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Evans Appraisal Services can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Evans Appraisal Services can help you with that. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your house. |
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