There Are Lots of Reasons Consumers Call on Evans Appraisal Services

Thousands of people in Pennsylvania buy, sell or refinance their home every year. Most of these transactions have a simple line item for an appraisal. The majority of lenders still call in a local expert because the stakes are so high, even though there are a growing number of automated home valuation processes that may appear to be more economical than an appraisal. But is getting a mortgage the only basis for getting an appraisal? Are there also times when the services of a licensed, independent real estate professional could come in handy? Of course.

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Dispute your Tax Assessment in Berks, Lancaster or Lebanon Counties

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Evans Appraisal Services is your best evidence. At Evans Appraisal Services, we're capable of assisting you in appealing your tax assessment.

Evans Appraisal Services Can Help You Get Rid of PMI to Lower Your Mortgage Payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the home, almost all lenders ask home buyers to take out an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is quickly forgotten. This is bad because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

Evans Appraisal Services can produce a statement regarding the value of your home, and the cost of the appraisal can generally be offset in just a few months because you'll no longer be paying the PMI.

Settle A Divorce With Less Stress With An Appraisal From Evans Appraisal Services

A divorce is often complicated by the difficult decision of who keeps the home, and it can be an especially heartbreaking experience for both parties. It's a good idea to order an appraisal from Evans Appraisal Services so both parties are entirely aware of the true market value of their property, regardless of the circumstances.

If the parties want to sell the home, they'll have a clearer picture of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and Accurate Estate Liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. And since a home or other property often makes up an unequal share of the total estate value, knowing the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Let Evans Appraisal Services Assist You in Relocating To or From Berks, Lancaster or Lebanon Counties

We know the stress involved with an employee relocation. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide feedback on the positive features of their property, as well as information about any new sales or listings in their area that they want considered.

Don't Sell Out For Too Little or Keep Your Home On The Market Too Long.

A professional appraisal can help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. With much different interests than a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't contingent upon the value we report, but rather they are based on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.